Getting the best deal on a personal loan can save you thousands in interest and fees.
Finance brokers Finconnex can assist you in securing the best loan for your circumstances.
Unlocking your Financial Goals with Personal Loans
A personal loan is the key to securing funds for those special expenses, whether it’s an exciting holiday, a dream car, or much-needed home renovations. Repayment of the loan, along with interest, is spread over a flexible period, typically ranging from one to seven years.
Securing the most advantageous personal loan deal can lead to substantial savings on interest and fees. That’s where our finance and mortgage brokers come in. With their expertise, you can find the perfect loan with personalised interest rates tailored to your financial situation.
Fixed or Variable Interest
With a fixed interest rate, your monthly repayments remain stable throughout the loan term, unaffected by any interest rate fluctuations. On the other hand, a variable interest rate offers flexibility, adjusting your repayments based on changes in interest rates.
Our Finconnex experienced finance brokers can help you weigh the pros and cons and guide you in choosing the best option for your needs.
Secured or Unsecured Loan
Choosing between a secured and unsecured loan determines the level of collateral required for approval.
A secured loan involves providing an asset, such as your car, as security for the loan. Should you fail to meet the loan obligations, the lender retains the right to repossess and sell the asset.
On the other hand, an unsecured loan doesn’t necessitate collateral but often comes with a higher interest rate. In some cases, a loan guarantor may be necessary. Even without collateral, the lender reserves the option to take legal action to recover the borrowed funds if you default on the loan.
Personalised Interest Rates
Our mortgage brokers in North Sydney and other areas in Australia can help you secure a personal loan with personalised interest rates. These rates can differ from the advertised rates, as they depend on various factors like your credit score, income, expenses, and savings.
Make the most of our finance brokers’ expertise to get the best deal for your personal loans.
Personal identification
Income details
If self-employed
You may also need
If you already have investment property(ies):
Yes. If you want to pay off the loan early and you have the sufficient fund available with you, loan can be paid off early.
Yes. Refinancing option is available if you want to replace existing loan with other Loan to get the better interest rate or to cash out for a required purpose by using equity on the existing property.
Whenever you are in need of financial support, you can contact your mortgage broker to discuss the available options.
We have our head office located in Edmonson Park in Sydney. However, we help clients who need financial assistance anywhere in Australia.
To get a quote, please provide your details below and one of our team members will contact you