Mortgage serviceability: how to jump through the hoops

By: Bishnu Aryal

Mortgage serviceability can feel like a frustrating hurdle to clear. But it‘s an important safeguard against borrowing too much, particularly in the current interest rate landscape.

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RBA attempts to beat back inflation with another rate hike, up to 4.10%

By: Bishnu Aryal

Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this increase your monthly repayments?...

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Why more Aussies are turning their backs on the McMansion

By: Bishnu Aryal

Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks like affordability, more desirable locations, and lower maintenance, it’s...

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More home buyers set to benefit from low deposit, no LMI schemes

By: Bishnu Aryal

More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run you through all...

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Homeowners brace as RBA raises cash rate to 3.85%

By: Bishnu Aryal

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the...

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Tips to help stay on top amidst the rate hike cycle

By: Bishnu Aryal

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.

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Property listings and prices are bouncing back

By: Bishnu Aryal

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

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What is the fixed-rate cliff and how can refinancing help?

By: Bishnu Aryal

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare...

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Mortgage holders granted a reprieve as RBA puts interest rates on hold

By: Bishnu Aryal

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?

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Money habits that may raise lenders’ eyebrows

By: Bishnu Aryal

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that...

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