Breaking out of mortgage prison: can easing serviceability buffers help?

By: Bishnu Aryal

Have you been keen to refinance but told you can't? You’re not alone. Many Australian households are currently locked into their home loans due to rising interest rates. But...

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Homebuying intentions climb as Aussies untie themselves from rental crunch

By: Bishnu Aryal

Despite the soaring cost of living and successive interest rate hikes, homebuying intentions have climbed, latest data shows. So why are so many people still chasing the great Australian...

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Mortgage serviceability: how to jump through the hoops

By: Bishnu Aryal

Mortgage serviceability can feel like a frustrating hurdle to clear. But it‘s an important safeguard against borrowing too much, particularly in the current interest rate landscape.

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RBA attempts to beat back inflation with another rate hike, up to 4.10%

By: Bishnu Aryal

Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this increase your monthly repayments?...

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Why more Aussies are turning their backs on the McMansion

By: Bishnu Aryal

Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks like affordability, more desirable locations, and lower maintenance, it’s...

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More home buyers set to benefit from low deposit, no LMI schemes

By: Bishnu Aryal

More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run you through all...

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Homeowners brace as RBA raises cash rate to 3.85%

By: Bishnu Aryal

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the...

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Tips to help stay on top amidst the rate hike cycle

By: Bishnu Aryal

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.

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Property listings and prices are bouncing back

By: Bishnu Aryal

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

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What is the fixed-rate cliff and how can refinancing help?

By: Bishnu Aryal

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare...

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