Tips to help stay on top amidst the rate hike cycle

By: Bishnu Aryal

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.

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Property listings and prices are bouncing back

By: Bishnu Aryal

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

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What is the fixed-rate cliff and how can refinancing help?

By: Bishnu Aryal

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare...

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Mortgage holders granted a reprieve as RBA puts interest rates on hold

By: Bishnu Aryal

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?

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Money habits that may raise lenders’ eyebrows

By: Bishnu Aryal

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that...

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Time to jump in? First home buyer deposit saving times plunge

By: Bishnu Aryal

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit...

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How to prepare for a fixed-rate mortgage cliff

By: Bishnu Aryal

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today...

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RBA hikes the cash rate for the ninth time in a row, to 3.35%

By: Bishnu Aryal

The RBA has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in...

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Considering refinancing your mortgage? Here are some questions to ask

By: Bishnu Aryal

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important...

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Can a job switch affect your mortgage application?

By: Bishnu Aryal

Changing jobs may offer more perks - higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it...

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