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Current offers: Terms and Conditions: Fees and Charges: Lending criteria apply:
CitiBank Offer 2 year package, Fixed Standard OO P&I <80% interest rate is 2.19% p.a. (comparison rate 2.87% p.a.), correct as at 31st July 2020. Rates apply to new applications received from 31/07/2020. Offer may be withdrawn at any time. Annual package fee of $350 is payable in advance and not refundable. Additional fees and charges may be payable – all relevant details will be included in your formal loan offer. Minimum loan amount of $300,000. Eligibility for this product is subject to lender qualification criteria and may not be suitable for all applicants. WARNING: The comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. The Comparison rate is based on a loan of $150,000 for 25 years at 80% LVR. Australian Credit License Number 384704.
2.19% low rate offer Comparison 2.64% (Macquarie)
Terms and conditions, fees and charges apply. Loan subject to normal lending criteria and approval. Macquarie 3 Year Fixed Rate Owner Occupied P&I has an interest rate of 2.29% p.a. (comparison rate 2.45% p.a.). Max 70% LVR. Fees and charges may be payable. The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable. IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Australian Credit License Number 384704
2.19% plus $2,000 cashback. Comparison rate 3.07% (Westpac)
Terms and conditions, fees and charges apply. Loan subject to normal lending criteria and approval. Westpac Flexi First Option Home Loan Variable Rate Owner Occupied P&I has an interest rate of 2.29% p.a. (comparison rate 2.72% p.a.). Fees and charges may be payable. $2000 Refinance Cashback per property for new refinance applications received between 23 September 2019 to 31 January 2021 and settle by 31 March 2021. Offer current as at 23 September 2019. Only 1 cashback per property refinance will be paid regardless of the number of loans involved. One $1,000 Bonus Refinance Cashback for a new refinance application submitted between 18 September 2020 to 31 January 2021 and settle by 31 March 2021 with maximum LVR of 80%. Offer current as at 18 September 2020. Only 1 bonus cashback will be paid regardless of the numbers of customers, properties or applications involved. Offers available for Owner Occupier with Principal and Interest repayments and investment loans. Offers available on the Premier Advantage Package and Flexi First Option Home Loans. Offers may be varied or withdrawn at any time. $250K min loan per property refinanced applies for the $2000 and $1000 bonus Refinance Cashback. Excludes Portfolio Loans, switches and refinances of home loans within the Westpac Group which include St.George, Westpac, Bank of Melbourne, BankSA and RAMS. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. The cashback(s) will be paid into a Westpac Choice transaction account within 60 days of settlement. The transaction account must be linked to the home loan at the time of settlement, and kept open for 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters. The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable. IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Australian Credit License Number 384704
2.29% plus $3,000 cashback. Comparison rate of 3.5% (ANZ)
Terms and conditions, fees and charges apply. Loan subject to normal lending criteria and approval. Breakfree 2 Year Fixed Rate Owner Occupied Package P&I has an interest rate of 2.29% p.a. (comparison rate 4.07% p.a.). Max 92% LVR. Fees and charges may be payable. The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable. IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Effective from 1st June 2020 ANZ home loans switching cashback discretion will be updated. For eligible customers refinancing home lending of $250,000 or more from an OFI (which may include some additional new lending), a higher cashback amount of $3,000 will be available. Please note the eligibility criteria for cashback discretion include brokers submitting an OFI Refinancing Payment form for the customers they have offered cashback (once their loan has drawn down), and that the cashback amount must be paid to an eligible ANZ transaction account. If your customer submitted their application at the time a previous ANZ switching offer applied, they will remain eligible for cashback under that previous offer (subject to satisfying applicable terms and conditions). Loan applications must be submitted from 1st June 2020. Switching amount of $3,000 for loans $250,000 or more. Australian Credit License Number 384704
$1 LMI. Lender- St George
Available for First Home Buyers who apply for their first home loan for their first property with loan to value ratio (LVR) up to 85% at time of formal approval. For joint applications, only one applicant must be a first home buyer. Owner Occupier Principal and Interest repayments only. Maximum loan size of $850k. Offer current as of 27 July 2020 and can be varied or withdrawn at any time. Only one property to be financed per application. Excludes Residential Investment Loans, Portfolio Loans, Constructions Loans, switches and refinances of home loans within the Westpac Group which includes St.George, Westpac, Bank of Melbourne, BankSA and RAMS. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Offer not available in conjunction with the Family Pledge option. Your clients’ application will be assessed and once approved, your client will be charged LMI of $1.00. This will be reflected within the Loan Offer Documents. LMI subject to approval and customer must adhere to LMI obligations during the loan agreement. This offer is not an LMI wavier. Lenders mortgage insurance (LMI) is issued to Westpac Banking Corporation ABN 33 007 457 141 (Westpac) by either Westpac Lenders Mortgage Insurance Limited ABN 60 074 042 934, Australian credit license 388077 a subsidiary of Westpac, or by another LMI insurer. This information does not take into account your personal circumstances. Terms, conditions and limitations apply. Australian Credit License Number 384704
Free Suburb Report
Applications for credit are subject to Lenders credit approval criteria. Terms and conditions, and fees and charges apply. Price predictions contained in the Suburb Profile Reports are based on a range of data sources which are subject to their availability at the time of publication. Property price information in Suburb Profile report, such as a price prediction or price range, is an estimate, not a valuation. Property price information may not be available for all properties, is for personal domestic use only and may change daily. Actual sale prices may be different. Australian Credit License Number 384704
Free Property Valuation Report
Applications for credit are subject to Lenders credit approval criteria. Terms and conditions, and fees and charges apply. Property Valuation information in Valuation report, such as a price prediction or price range, is based on information as at the date of the report being generated. Property price information may not be available for all properties, is for personal domestic use only and may change daily. Actual sale prices may be different. Australian Credit License Number 384704
All offers made in our digital marketing campaigns are based on various terms and Conditions.
The rates advertised are based upon several eligibility criteria which include but not limited to.
- household income
- source of income
- credit score
- property deposit
- other factors affecting a borrower past financial track record
They are not available to everyone and all offers are subject to approval based on each applicants circumstances
You MUST conduct you on independent research to make sure this offer is still available and suits your needs.
Kindly do not assume the rates advertise and offers promoted are available to the broad audience at large.